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Deposit Rates |
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First National Bank of Ruidoso Deposit Rate Chart
This Rate Chart contains information about interest rates and annual percentage yields for some of the accounts we offer.
Account Name |
Minimum Opening Deposit |
Minimum Balance to Obtain APY |
Interest Rate |
Annual Percentage Yield |
| NOW Account* * |
$100.00 |
$500.00 |
0.275% |
0.275% |
| Super NOW Account* * |
$100.00 |
$500.00 |
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| Daily Balance*** |
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| $500.00 - $1,000.00 |
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0.10% |
0.10% |
| $1,000.01 - $100,000.00 |
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0.175% |
0.175% |
| $100,000.01 and above |
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0.275% |
0.275% |
| Savings Account** |
$100.00 |
$100.00 |
0.375% |
0.375% |
| Money Market Checking** |
$100.00 |
$500.00 |
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| Daily Balance*** |
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| $500.00 - -$1,000.00 |
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0.50% |
0.50% |
| $1,000.00 and above |
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0.75% |
0.75% |
| IRA 1 Year* ** |
$250.00 |
$250.00 |
2.00% |
2.02% |
| IRA 2 Year* ** |
$250.00 |
$250.00 |
2.40% |
2.43% |
| IRA 3 Year* |
$250.00 |
$250.00 |
2.50% |
2.53% |
| IRA 4 Year * ** |
$250.00 |
$250.00 |
2.60% |
2.63% |
| Health Savings Account |
$1,000.00 |
$1,000.00 |
2.00% |
2.02% |
| 90 Days* |
$500.00 |
$500.00 |
2.00% |
2.02% |
| 180 Days* |
$500.00 |
$500.00 |
2.25% |
2.28% |
| 1 Year* |
$500.00 |
$500.00 |
2.30% |
2.33% |
| 18 Months* |
$500.00 |
$500.00 |
2.40% |
2.43% |
| 2½ Years* |
$500.00 |
$500.00 |
2.45% |
2.48% |
| Four Seasons Fixed Rate CD* |
$1,500.00 |
$1,500.00 |
1.75% |
1.77% |
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* A fee may be imposed for early withdrawal.
** The interest rate and annual percentage yield may change after account opening.
*** Daily balance. The amount of the principal in the account each day.
Fees could reduce the earnings on the account.
Interest Rates and Annual Percentage Yields are current as of April 28, 2008.
For current rate information call (575) 257-4033.
Member FDIC
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Copyright © 2007 First Alamogordo Bancorp. All rights reserved. |